Temple View Capital for New Mexico investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
New Mexico context
New Mexico steady DSCR. Santa Fe historic STR market.
How Temple View Capital positions in New Mexico
New Mexico is well covered by national DSCR lenders, with Temple View Capital as one option. Where Temple View Capital differentiates: high loan limits. Where it competes: rates 9.5 to 12 percent against peer programs.
City-level coverage in New Mexico
Temple View Capital provides DSCR coverage across New Mexico metros including Albuquerque, Santa Fe, and Las Cruces. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across New Mexico metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| New Mexico property tax | 0.8% |
| New Mexico state income tax | 5.9% |
Temple View Capital strengths in New Mexico
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including New Mexico. Temple View Capital is based in Bethesda, MD and operates nationally.
Albuquerque is the top investor market in New Mexico and falls within Temple View Capital national coverage. Albuquerque property tax follows the New Mexico state rate of 0.8 percent. Temple View Capital typically underwrites Albuquerque acquisitions at standard rate sheets.
Yes. Santa Fe ranks among the larger New Mexico investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Santa Fe matters for property selection.
Temple View Capital applies the same rate sheet across New Mexico metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Albuquerque, Santa Fe, and Las Cruces all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
New Mexico steady DSCR. Santa Fe historic STR market. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in New Mexico.
New Mexico allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
New Mexico investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.