Temple View Capital for North Dakota investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
North Dakota context
North Dakota steady DSCR. Oil/gas economy volatile.
How Temple View Capital positions in North Dakota
For North Dakota specifically, Temple View Capital fits investors who match the hard money approach. The medium cash flow profile of North Dakota aggregate makes it workable for Temple View Capital.
City-level coverage in North Dakota
Temple View Capital provides DSCR coverage across North Dakota metros including Fargo, Bismarck, and North Dakota. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across North Dakota metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| North Dakota property tax | 1% |
| North Dakota state income tax | 2.9% |
Temple View Capital strengths in North Dakota
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including North Dakota. Temple View Capital is based in Bethesda, MD and operates nationally.
Fargo is the top investor market in North Dakota and falls within Temple View Capital national coverage. Fargo property tax follows the North Dakota state rate of 1 percent. Temple View Capital typically underwrites Fargo acquisitions at standard rate sheets.
Yes. Bismarck ranks among the larger North Dakota investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Bismarck matters for property selection.
Temple View Capital applies the same rate sheet across North Dakota metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Fargo, Bismarck, and North Dakota all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
North Dakota steady DSCR. Oil/gas economy volatile. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in North Dakota.
North Dakota allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in North Dakota works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.