Temple View Capital for Ohio investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Ohio context
Ohio strongest cash flow markets in nation. Cleveland, Akron, Dayton, Youngstown all produce 0.7-1%+ rent-to-price ratios.
How Temple View Capital positions in Ohio
Within Ohio, Temple View Capital competes alongside other DSCR lenders. Temple View Capital strengths: high loan limits, commercial capacity. The high aggregate DSCR economics of Ohio create demand for Temple View Capital programs in Columbus and Cleveland particularly.
City-level coverage in Ohio
Temple View Capital provides DSCR coverage across Ohio metros including Columbus, Cleveland, and Cincinnati. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Ohio metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Ohio property tax | 1.6% |
| Ohio state income tax | 3.99% |
Temple View Capital strengths in Ohio
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Ohio. Temple View Capital is based in Bethesda, MD and operates nationally.
Columbus is the top investor market in Ohio and falls within Temple View Capital national coverage. Columbus property tax follows the Ohio state rate of 1.6 percent. Temple View Capital typically underwrites Columbus acquisitions at standard rate sheets.
Yes. Cleveland ranks among the larger Ohio investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Cleveland matters for property selection.
Temple View Capital applies the same rate sheet across Ohio metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Columbus, Cleveland, and Cincinnati all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Ohio strongest cash flow markets in nation. Cleveland, Akron, Dayton, Youngstown all produce 0.7-1%+ rent-to-price ratios. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Ohio.
Ohio allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
For Ohio DSCR borrowers, Temple View Capital is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.