Temple View Capital for Oregon investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Oregon context
Oregon SB 608 statewide rent control. DSCR economics challenged.
How Temple View Capital positions in Oregon
For Oregon specifically, Temple View Capital fits investors who match the hard money approach. The low cash flow profile of Oregon aggregate makes it workable for Temple View Capital.
City-level coverage in Oregon
Temple View Capital provides DSCR coverage across Oregon metros including Portland, Eugene, and Salem. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Oregon metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Oregon property tax | 1% |
| Oregon state income tax | 9.9% |
Temple View Capital strengths in Oregon
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Oregon. Temple View Capital is based in Bethesda, MD and operates nationally.
Portland is the top investor market in Oregon and falls within Temple View Capital national coverage. Portland property tax follows the Oregon state rate of 1 percent. Temple View Capital typically underwrites Portland acquisitions at standard rate sheets.
Yes. Eugene ranks among the larger Oregon investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Eugene matters for property selection.
Temple View Capital applies the same rate sheet across Oregon metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Portland, Eugene, and Salem all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Oregon SB 608 statewide rent control. DSCR economics challenged. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Oregon.
Oregon allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Oregon investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.