Temple View Capital for Rhode Island investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Rhode Island context
Rhode Island triple-decker market. Strict landlord-tenant.
How Temple View Capital positions in Rhode Island
For Rhode Island specifically, Temple View Capital fits investors who match the hard money approach. The low cash flow profile of Rhode Island aggregate makes it workable for Temple View Capital.
City-level coverage in Rhode Island
Temple View Capital provides DSCR coverage across Rhode Island metros including Providence, Warwick, and Rhode Island. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Rhode Island metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Rhode Island property tax | 1.5% |
| Rhode Island state income tax | 5.99% |
Temple View Capital strengths in Rhode Island
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Rhode Island. Temple View Capital is based in Bethesda, MD and operates nationally.
Providence is the top investor market in Rhode Island and falls within Temple View Capital national coverage. Providence property tax follows the Rhode Island state rate of 1.5 percent. Temple View Capital typically underwrites Providence acquisitions at standard rate sheets.
Yes. Warwick ranks among the larger Rhode Island investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Warwick matters for property selection.
Temple View Capital applies the same rate sheet across Rhode Island metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Providence, Warwick, and Rhode Island all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Rhode Island triple-decker market. Strict landlord-tenant. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Rhode Island.
Rhode Island allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in Rhode Island works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.