Temple View Capital for South Carolina investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
South Carolina context
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state.
How Temple View Capital positions in South Carolina
Within South Carolina, Temple View Capital competes alongside other DSCR lenders. Temple View Capital strengths: high loan limits, commercial capacity. The high aggregate DSCR economics of South Carolina create demand for Temple View Capital programs in Charleston and Columbia particularly.
City-level coverage in South Carolina
Temple View Capital provides DSCR coverage across South Carolina metros including Charleston, Columbia, and Greenville. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across South Carolina metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| South Carolina property tax | 0.6% |
| South Carolina state income tax | 6.5% |
Temple View Capital strengths in South Carolina
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including South Carolina. Temple View Capital is based in Bethesda, MD and operates nationally.
Charleston is the top investor market in South Carolina and falls within Temple View Capital national coverage. Charleston property tax follows the South Carolina state rate of 0.6 percent. Temple View Capital typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Columbia ranks among the larger South Carolina investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Columbia matters for property selection.
Temple View Capital applies the same rate sheet across South Carolina metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Columbia, and Greenville all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in South Carolina.
South Carolina allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in South Carolina works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.