Temple View Capital for Vermont investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Vermont context
Vermont ski STR (Stowe, Killington). DSCR tight on acquisition prices.
How Temple View Capital positions in Vermont
The Vermont lender pool for DSCR includes Temple View Capital among the active platforms. Vermont top metros (Burlington, Montpelier, Vermont) see meaningful Temple View Capital loan volume.
City-level coverage in Vermont
Temple View Capital provides DSCR coverage across Vermont metros including Burlington, Montpelier, and Vermont. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Vermont metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Vermont property tax | 1.8% |
| Vermont state income tax | 8.75% |
Temple View Capital strengths in Vermont
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Vermont. Temple View Capital is based in Bethesda, MD and operates nationally.
Burlington is the top investor market in Vermont and falls within Temple View Capital national coverage. Burlington property tax follows the Vermont state rate of 1.8 percent. Temple View Capital typically underwrites Burlington acquisitions at standard rate sheets.
Yes. Montpelier ranks among the larger Vermont investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Montpelier matters for property selection.
Temple View Capital applies the same rate sheet across Vermont metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Burlington, Montpelier, and Vermont all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Vermont ski STR (Stowe, Killington). DSCR tight on acquisition prices. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Vermont.
Vermont allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Temple View Capital in Vermont works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.