Temple View Capital for Virginia investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
Virginia context
Virginia steady DSCR. Military presence supports demand (Norfolk, JBSA).
How Temple View Capital positions in Virginia
The Virginia lender pool for DSCR includes Temple View Capital among the active platforms. Virginia top metros (Virginia Beach, Richmond, Norfolk) see meaningful Temple View Capital loan volume.
City-level coverage in Virginia
Temple View Capital provides DSCR coverage across Virginia metros including Virginia Beach, Richmond, and Norfolk. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across Virginia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| Virginia property tax | 0.9% |
| Virginia state income tax | 5.75% |
Temple View Capital strengths in Virginia
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including Virginia. Temple View Capital is based in Bethesda, MD and operates nationally.
Virginia Beach is the top investor market in Virginia and falls within Temple View Capital national coverage. Virginia Beach property tax follows the Virginia state rate of 0.9 percent. Temple View Capital typically underwrites Virginia Beach acquisitions at standard rate sheets.
Yes. Richmond ranks among the larger Virginia investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Richmond matters for property selection.
Temple View Capital applies the same rate sheet across Virginia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Virginia Beach, Richmond, and Norfolk all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Virginia steady DSCR. Military presence supports demand (Norfolk, JBSA). Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in Virginia.
Virginia allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
Virginia investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.