Temple View Capital for West Virginia investors
Temple View Capital has high loan limits and capacity for commercial and multi-family deals.
West Virginia context
West Virginia deep cash flow market. Low entry prices.
How Temple View Capital positions in West Virginia
The West Virginia lender pool for DSCR includes Temple View Capital among the active platforms. West Virginia top metros (Charleston, Morgantown, Huntington) see meaningful Temple View Capital loan volume.
City-level coverage in West Virginia
Temple View Capital provides DSCR coverage across West Virginia metros including Charleston, Morgantown, and Huntington. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Temple View Capital program terms apply uniformly across West Virginia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, rental, bridge, new-construction, commercial |
| Loan size | $75K - $10.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months (hard money) / 30-year (rental) |
| Typical close time | 14-21 days typical |
| West Virginia property tax | 0.6% |
| West Virginia state income tax | 5.12% |
Temple View Capital strengths in West Virginia
- high loan limits
- commercial capacity
- experienced team
Ideal borrower: Investor with multi-million dollar deals or commercial exposure
FAQ
Yes, operates nationally including West Virginia. Temple View Capital is based in Bethesda, MD and operates nationally.
Charleston is the top investor market in West Virginia and falls within Temple View Capital national coverage. Charleston property tax follows the West Virginia state rate of 0.6 percent. Temple View Capital typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Morgantown ranks among the larger West Virginia investor metros and sees consistent DSCR loan volume from Temple View Capital. Submarket variation within Morgantown matters for property selection.
Temple View Capital applies the same rate sheet across West Virginia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Morgantown, and Huntington all qualify for the same Temple View Capital program.
Temple View Capital indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
West Virginia deep cash flow market. Low entry prices. Temple View Capital follows standard business-purpose loan structures.
Temple View Capital funds fix-and-flip, rental, bridge, new-construction, commercial in West Virginia.
West Virginia allows standard DSCR prepay structures; Temple View Capital typically uses 3-5 year step down.
Temple View Capital typical close: 14-21 days typical.
Bottom line
West Virginia investors considering Temple View Capital should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Temple View Capital.