Anchor Loans for Arizona investors
Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.
Arizona context
Arizona property tax low. Strong Sunbelt growth metros. STR markets active in Scottsdale, Sedona, Phoenix.
How Anchor Loans positions in Arizona
The Arizona lender pool for DSCR includes Anchor Loans among the active platforms. Arizona top metros (Phoenix, Tucson, Mesa) see meaningful Anchor Loans loan volume.
City-level coverage in Arizona
Anchor Loans provides DSCR coverage across Arizona metros including Phoenix, Tucson, and Mesa. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Anchor Loans program terms apply uniformly across Arizona metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Loan size | $100K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months |
| Typical close time | 10-21 days typical |
| Arizona property tax | 0.6% |
| Arizona state income tax | 2.5% |
Anchor Loans strengths in Arizona
- oldest national hard money lender
- experienced underwriting
- high-volume capacity
Ideal borrower: Experienced investor with track record
FAQ
Yes, operates nationally including Arizona. Anchor Loans is based in Calabasas, CA and operates nationally.
Phoenix is the top investor market in Arizona and falls within Anchor Loans national coverage. Phoenix property tax follows the Arizona state rate of 0.6 percent. Anchor Loans typically underwrites Phoenix acquisitions at standard rate sheets.
Yes. Tucson ranks among the larger Arizona investor metros and sees consistent DSCR loan volume from Anchor Loans. Submarket variation within Tucson matters for property selection.
Anchor Loans applies the same rate sheet across Arizona metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Phoenix, Tucson, and Mesa all qualify for the same Anchor Loans program.
Anchor Loans indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Arizona property tax low. Strong Sunbelt growth metros. STR markets active in Scottsdale, Sedona, Phoenix. Anchor Loans follows standard business-purpose loan structures.
Anchor Loans funds fix-and-flip, BRRRR, rental, bridge in Arizona.
Arizona allows standard DSCR prepay structures; Anchor Loans typically uses 3-5 year step down.
Anchor Loans typical close: 10-21 days typical.
Bottom line
Arizona investors considering Anchor Loans should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans.