Anchor Loans for Massachusetts investors
Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.
Massachusetts context
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight.
How Anchor Loans positions in Massachusetts
Within Massachusetts, Anchor Loans competes alongside other DSCR lenders. Anchor Loans strengths: oldest national hard money lender, experienced underwriting. The low aggregate DSCR economics of Massachusetts create demand for Anchor Loans programs in Boston and Worcester particularly.
City-level coverage in Massachusetts
Anchor Loans provides DSCR coverage across Massachusetts metros including Boston, Worcester, and Springfield. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Anchor Loans program terms apply uniformly across Massachusetts metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Loan size | $100K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months |
| Typical close time | 10-21 days typical |
| Massachusetts property tax | 1.2% |
| Massachusetts state income tax | 9% |
Anchor Loans strengths in Massachusetts
- oldest national hard money lender
- experienced underwriting
- high-volume capacity
Ideal borrower: Experienced investor with track record
FAQ
Yes, operates nationally including Massachusetts. Anchor Loans is based in Calabasas, CA and operates nationally.
Boston is the top investor market in Massachusetts and falls within Anchor Loans national coverage. Boston property tax follows the Massachusetts state rate of 1.2 percent. Anchor Loans typically underwrites Boston acquisitions at standard rate sheets.
Yes. Worcester ranks among the larger Massachusetts investor metros and sees consistent DSCR loan volume from Anchor Loans. Submarket variation within Worcester matters for property selection.
Anchor Loans applies the same rate sheet across Massachusetts metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Boston, Worcester, and Springfield all qualify for the same Anchor Loans program.
Anchor Loans indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight. Anchor Loans follows standard business-purpose loan structures.
Anchor Loans funds fix-and-flip, BRRRR, rental, bridge in Massachusetts.
Massachusetts allows standard DSCR prepay structures; Anchor Loans typically uses 3-5 year step down.
Anchor Loans typical close: 10-21 days typical.
Bottom line
Massachusetts investors considering Anchor Loans should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans.