Anchor Loans for Montana investors
Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.
Montana context
Montana DSCR tight after recent appreciation. Bozeman strong growth from Yellowstone proximity.
How Anchor Loans positions in Montana
The Montana lender pool for DSCR includes Anchor Loans among the active platforms. Montana top metros (Billings, Bozeman, Missoula) see meaningful Anchor Loans loan volume.
City-level coverage in Montana
Anchor Loans provides DSCR coverage across Montana metros including Billings, Bozeman, and Missoula. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Anchor Loans program terms apply uniformly across Montana metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Loan size | $100K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months |
| Typical close time | 10-21 days typical |
| Montana property tax | 0.8% |
| Montana state income tax | 6.75% |
Anchor Loans strengths in Montana
- oldest national hard money lender
- experienced underwriting
- high-volume capacity
Ideal borrower: Experienced investor with track record
FAQ
Yes, operates nationally including Montana. Anchor Loans is based in Calabasas, CA and operates nationally.
Billings is the top investor market in Montana and falls within Anchor Loans national coverage. Billings property tax follows the Montana state rate of 0.8 percent. Anchor Loans typically underwrites Billings acquisitions at standard rate sheets.
Yes. Bozeman ranks among the larger Montana investor metros and sees consistent DSCR loan volume from Anchor Loans. Submarket variation within Bozeman matters for property selection.
Anchor Loans applies the same rate sheet across Montana metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Billings, Bozeman, and Missoula all qualify for the same Anchor Loans program.
Anchor Loans indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Montana DSCR tight after recent appreciation. Bozeman strong growth from Yellowstone proximity. Anchor Loans follows standard business-purpose loan structures.
Anchor Loans funds fix-and-flip, BRRRR, rental, bridge in Montana.
Montana allows standard DSCR prepay structures; Anchor Loans typically uses 3-5 year step down.
Anchor Loans typical close: 10-21 days typical.
Bottom line
Anchor Loans in Montana works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans.