Anchor Loans for Washington investors
Anchor Loans is one of the oldest national hard money lenders. Long track record across multiple market cycles.
Washington context
Washington no state income tax (helps DSCR cash flow). Seattle tenant protections. Spokane more affordable.
How Anchor Loans positions in Washington
The Washington lender pool for DSCR includes Anchor Loans among the active platforms. Washington top metros (Seattle, Spokane, Tacoma) see meaningful Anchor Loans loan volume.
City-level coverage in Washington
Anchor Loans provides DSCR coverage across Washington metros including Seattle, Spokane, and Tacoma. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Anchor Loans program terms apply uniformly across Washington metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, BRRRR, rental, bridge |
| Loan size | $100K - $5.0M |
| Rates | 9.5%-12% |
| Points | 1 - 3 |
| Max LTV | 80% of ARV |
| Term lengths | 6-24 months |
| Typical close time | 10-21 days typical |
| Washington property tax | 1% |
| Washington state income tax | None |
Anchor Loans strengths in Washington
- oldest national hard money lender
- experienced underwriting
- high-volume capacity
Ideal borrower: Experienced investor with track record
FAQ
Yes, operates nationally including Washington. Anchor Loans is based in Calabasas, CA and operates nationally.
Seattle is the top investor market in Washington and falls within Anchor Loans national coverage. Seattle property tax follows the Washington state rate of 1 percent. Anchor Loans typically underwrites Seattle acquisitions at standard rate sheets.
Yes. Spokane ranks among the larger Washington investor metros and sees consistent DSCR loan volume from Anchor Loans. Submarket variation within Spokane matters for property selection.
Anchor Loans applies the same rate sheet across Washington metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Seattle, Spokane, and Tacoma all qualify for the same Anchor Loans program.
Anchor Loans indicative DSCR rate range is 9.5 to 12 percent with 1 to 3 points.
Washington no state income tax (helps DSCR cash flow). Seattle tenant protections. Spokane more affordable. Anchor Loans follows standard business-purpose loan structures.
Anchor Loans funds fix-and-flip, BRRRR, rental, bridge in Washington.
Washington allows standard DSCR prepay structures; Anchor Loans typically uses 3-5 year step down.
Anchor Loans typical close: 10-21 days typical.
Bottom line
Washington investors considering Anchor Loans should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Anchor Loans.