Compare Lenders
36 head-to-head DSCR and hard money lender comparisons across 9 lenders investors search for by name — rate range, minimum credit score and DSCR, leverage, loan size and close time, side by side from each lender's own published figures.
Every comparison below covers the same set of attributes wherever a lender has published the figure: rates, points, minimum credit score, minimum DSCR, max LTV, max LTC, loan size range, states covered, entity vesting, close time, founding year and headquarters. Where one lender in a pair has not published a figure, the page says so rather than guessing.
Civic Financial Services
- Civic Financial Services vs Iron Bridge Lending
- Civic Financial Services vs Kiavi
- Civic Financial Services vs LendingOne
- Civic Financial Services vs Lima One Capital
- Civic Financial Services vs New Silver
- Civic Financial Services vs RCN Capital
- Civic Financial Services vs Renovo Financial
- Civic Financial Services vs ROC Capital
Iron Bridge Lending
- Iron Bridge Lending vs Civic Financial Services
- Iron Bridge Lending vs Kiavi
- Iron Bridge Lending vs LendingOne
- Iron Bridge Lending vs Lima One Capital
- Iron Bridge Lending vs New Silver
- Iron Bridge Lending vs RCN Capital
- Iron Bridge Lending vs Renovo Financial
- Iron Bridge Lending vs ROC Capital
Kiavi
- Kiavi vs Civic Financial Services
- Kiavi vs Iron Bridge Lending
- Kiavi vs LendingOne
- Kiavi vs Lima One Capital
- Kiavi vs New Silver
- Kiavi vs RCN Capital
- Kiavi vs Renovo Financial
- Kiavi vs ROC Capital
LendingOne
- LendingOne vs Civic Financial Services
- LendingOne vs Iron Bridge Lending
- LendingOne vs Kiavi
- LendingOne vs Lima One Capital
- LendingOne vs New Silver
- LendingOne vs RCN Capital
- LendingOne vs Renovo Financial
- LendingOne vs ROC Capital
Lima One Capital
- Lima One Capital vs Civic Financial Services
- Lima One Capital vs Iron Bridge Lending
- Lima One Capital vs Kiavi
- Lima One Capital vs LendingOne
- Lima One Capital vs New Silver
- Lima One Capital vs RCN Capital
- Lima One Capital vs Renovo Financial
- Lima One Capital vs ROC Capital
New Silver
- New Silver vs Civic Financial Services
- New Silver vs Iron Bridge Lending
- New Silver vs Kiavi
- New Silver vs LendingOne
- New Silver vs Lima One Capital
- New Silver vs RCN Capital
- New Silver vs Renovo Financial
- New Silver vs ROC Capital
RCN Capital
- RCN Capital vs Civic Financial Services
- RCN Capital vs Iron Bridge Lending
- RCN Capital vs Kiavi
- RCN Capital vs LendingOne
- RCN Capital vs Lima One Capital
- RCN Capital vs New Silver
- RCN Capital vs Renovo Financial
- RCN Capital vs ROC Capital
Renovo Financial
- Renovo Financial vs Civic Financial Services
- Renovo Financial vs Iron Bridge Lending
- Renovo Financial vs Kiavi
- Renovo Financial vs LendingOne
- Renovo Financial vs Lima One Capital
- Renovo Financial vs New Silver
- Renovo Financial vs RCN Capital
- Renovo Financial vs ROC Capital
ROC Capital
- ROC Capital vs Civic Financial Services
- ROC Capital vs Iron Bridge Lending
- ROC Capital vs Kiavi
- ROC Capital vs LendingOne
- ROC Capital vs Lima One Capital
- ROC Capital vs New Silver
- ROC Capital vs RCN Capital
- ROC Capital vs Renovo Financial
Lender Comparison FAQ
This page compares 9 lenders that publish rate data and that real estate investors actively search for by name. It does not cover every lender in the full directory — see the full lender directory for the complete list.
No. DSCR Loan Program is not affiliated with any lender listed here, receives no payment for placement, and does not rank lenders in exchange for compensation.
There are 36 head-to-head comparison pages, covering every unordered pair among the 9 lenders in this section.
They are under common ownership. PacWest Bancorp halted Civic originations and sold the Civic platform to Roc360 in 2023; ROC Capital is also a Roc360 company. Their comparison page states this directly.
No. Kiavi Funding LLC was acquired by Figure Technology Solutions, with the acquisition closing 1 September 2026. DSCR loans are now originated by Figure Lending LLC dba Figure.
Figures are drawn from each lender's own published materials and are checked periodically, not in real time. Rates, credit boxes and coverage change. Always confirm current terms directly with the lender before relying on any specific number.
This directory is independent. DSCR Loan Program is not affiliated with any lender listed on this page, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by each lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.
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