Overview
Conventus is a direct DSCR lender with a short-term rental underwriting focus, licensed in California plus 44 other states (45 total). The company does not publish minimum credit score, DSCR, loan size, or rate figures in the sources reviewed; borrowers should request current terms directly.
Conventus's headquarters and founding year are not publicly published. They operate nationally and offer rental DSCR, STR DSCR financing. Their loan amount range runs from — to —.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | rental DSCR, STR DSCR |
| Geographic coverage | National |
| Loan size | — – — |
| Interest rate range | Not publicly published — quoted per deal |
| Origination points | Not publicly published |
| How to access | Direct |
| Max LTV | Not publicly published |
| Max LTC | Not publicly published |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
Strengths
- Short-term rental DSCR underwriting focus
- Direct lender
- Licensed in California plus 44 other states (45 total)
Ideal borrower
Short-term rental investor seeking a DSCR lender that specializes in STR underwriting.
How Conventus compares
As an institutional non-QM lender, Conventus's underwriting is templated and predictable. That is fast for a borrower who fits the box and inflexible for one who does not.
Coverage is the constraint most investors hit first. Conventus serves National, and lender licensing changes often enough that it is worth confirming your state before you get far into a file. Our state-by-state pages for Conventus cover the rules that differ by state — prepayment penalties, entity vesting and foreclosure mechanics.
Other lenders investors compare against
- The full lender directory — every lender we track, with terms side by side
- How DSCR qualification works — the ratio every one of these lenders underwrites to
- DSCR calculator — check coverage before you apply anywhere
Conventus FAQ
Conventus serves National. Coverage changes as licensing changes, so confirm your state directly with the lender before relying on it.
Conventus does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience. Request a quote directly.
Conventus's typical minimum loan is —, with maximum loan size up to —.
Conventus's typical close timeline is Not publicly published. Fast-close depends on documentation quality, title clarity, and underwriting load.
Conventus offers rental DSCR, STR DSCR financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Short-term rental investor seeking a DSCR lender that specializes in STR underwriting.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Conventus, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.