Dominion Financial Services for Alaska investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Alaska context
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism.
How Dominion Financial Services positions in Alaska
For Alaska specifically, Dominion Financial Services fits investors who match the hard money approach. The medium cash flow profile of Alaska aggregate makes it workable for Dominion Financial Services.
City-level coverage in Alaska
Dominion Financial Services provides DSCR coverage across Alaska metros including Anchorage, Fairbanks, and Alaska. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Alaska metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Alaska property tax | 1.2% |
| Alaska state income tax | None |
Dominion Financial Services strengths in Alaska
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Alaska. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Anchorage is the top investor market in Alaska and falls within Dominion Financial Services national coverage. Anchorage property tax follows the Alaska state rate of 1.2 percent. Dominion Financial Services typically underwrites Anchorage acquisitions at standard rate sheets.
Yes. Fairbanks ranks among the larger Alaska investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Fairbanks matters for property selection.
Dominion Financial Services applies the same rate sheet across Alaska metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Anchorage, Fairbanks, and Alaska all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Alaska has no state income tax. Property values vary widely by region. STR market driven by tourism. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Alaska.
Alaska allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in Alaska works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.