Dominion Financial Services for Colorado investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Colorado context
Colorado property tax low. Mountain STR markets (Vail, Breckenridge, Aspen) premium. Statewide rent control discussions active.
How Dominion Financial Services positions in Colorado
For Colorado specifically, Dominion Financial Services fits investors who match the hard money approach. The medium cash flow profile of Colorado aggregate makes it workable for Dominion Financial Services.
City-level coverage in Colorado
Dominion Financial Services provides DSCR coverage across Colorado metros including Denver, Colorado Springs, and Fort Collins. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Colorado metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Colorado property tax | 0.5% |
| Colorado state income tax | 4.4% |
Dominion Financial Services strengths in Colorado
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Colorado. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Denver is the top investor market in Colorado and falls within Dominion Financial Services national coverage. Denver property tax follows the Colorado state rate of 0.5 percent. Dominion Financial Services typically underwrites Denver acquisitions at standard rate sheets.
Yes. Colorado Springs ranks among the larger Colorado investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Colorado Springs matters for property selection.
Dominion Financial Services applies the same rate sheet across Colorado metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Denver, Colorado Springs, and Fort Collins all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Colorado property tax low. Mountain STR markets (Vail, Breckenridge, Aspen) premium. Statewide rent control discussions active. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Colorado.
Colorado allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
For Colorado DSCR borrowers, Dominion Financial Services is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.