Dominion Financial Services for Connecticut investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Connecticut context
Connecticut property tax burden is among highest in nation. DSCR tight outside Hartford and New Haven multi-unit submarkets.
How Dominion Financial Services positions in Connecticut
For Connecticut specifically, Dominion Financial Services fits investors who match the hard money approach. The low cash flow profile of Connecticut aggregate makes it workable for Dominion Financial Services.
City-level coverage in Connecticut
Dominion Financial Services provides DSCR coverage across Connecticut metros including Hartford, Bridgeport, and New Haven. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Connecticut metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Connecticut property tax | 2% |
| Connecticut state income tax | 7% |
Dominion Financial Services strengths in Connecticut
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Connecticut. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Hartford is the top investor market in Connecticut and falls within Dominion Financial Services national coverage. Hartford property tax follows the Connecticut state rate of 2 percent. Dominion Financial Services typically underwrites Hartford acquisitions at standard rate sheets.
Yes. Bridgeport ranks among the larger Connecticut investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Bridgeport matters for property selection.
Dominion Financial Services applies the same rate sheet across Connecticut metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Hartford, Bridgeport, and New Haven all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Connecticut property tax burden is among highest in nation. DSCR tight outside Hartford and New Haven multi-unit submarkets. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Connecticut.
Connecticut allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Connecticut investors considering Dominion Financial Services should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.