Dominion Financial Services for Idaho investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Idaho context
Idaho high-growth state, especially Boise area. DSCR economics tightened after 2020-22 appreciation. Coeur d'Alene STR active.
How Dominion Financial Services positions in Idaho
For Idaho specifically, Dominion Financial Services fits investors who match the hard money approach. The medium cash flow profile of Idaho aggregate makes it workable for Dominion Financial Services.
City-level coverage in Idaho
Dominion Financial Services provides DSCR coverage across Idaho metros including Boise, Idaho Falls, and Coeur d'Alene. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Idaho metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Idaho property tax | 0.7% |
| Idaho state income tax | 5.8% |
Dominion Financial Services strengths in Idaho
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Idaho. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Boise is the top investor market in Idaho and falls within Dominion Financial Services national coverage. Boise property tax follows the Idaho state rate of 0.7 percent. Dominion Financial Services typically underwrites Boise acquisitions at standard rate sheets.
Yes. Idaho Falls ranks among the larger Idaho investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Idaho Falls matters for property selection.
Dominion Financial Services applies the same rate sheet across Idaho metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Boise, Idaho Falls, and Coeur d'Alene all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Idaho high-growth state, especially Boise area. DSCR economics tightened after 2020-22 appreciation. Coeur d'Alene STR active. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Idaho.
Idaho allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Idaho investors considering Dominion Financial Services should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.