Dominion Financial Services for Louisiana investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Louisiana context
Louisiana low property tax. New Orleans STR heavily regulated. Hurricane and flood insurance major cost.
How Dominion Financial Services positions in Louisiana
For Louisiana specifically, Dominion Financial Services fits investors who match the hard money approach. The high cash flow profile of Louisiana aggregate makes it a target market for Dominion Financial Services.
City-level coverage in Louisiana
Dominion Financial Services provides DSCR coverage across Louisiana metros including New Orleans, Baton Rouge, and Shreveport. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Louisiana metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Louisiana property tax | 0.6% |
| Louisiana state income tax | 4.25% |
Dominion Financial Services strengths in Louisiana
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Louisiana. Dominion Financial Services is based in Baltimore, MD and operates nationally.
New Orleans is the top investor market in Louisiana and falls within Dominion Financial Services national coverage. New Orleans property tax follows the Louisiana state rate of 0.6 percent. Dominion Financial Services typically underwrites New Orleans acquisitions at standard rate sheets.
Yes. Baton Rouge ranks among the larger Louisiana investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Baton Rouge matters for property selection.
Dominion Financial Services applies the same rate sheet across Louisiana metros. Pricing variation comes from property-specific factors rather than metro location within the same state. New Orleans, Baton Rouge, and Shreveport all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Louisiana low property tax. New Orleans STR heavily regulated. Hurricane and flood insurance major cost. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Louisiana.
Louisiana allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in Louisiana works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.