Dominion Financial Services for Maine investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Maine context
Maine seasonal rental market. Coastal STR potential.
How Dominion Financial Services positions in Maine
Within Maine, Dominion Financial Services competes alongside other DSCR lenders. Dominion Financial Services strengths: experienced underwriting, distressed property comfort. The medium aggregate DSCR economics of Maine create demand for Dominion Financial Services programs in Portland and Bangor particularly.
City-level coverage in Maine
Dominion Financial Services provides DSCR coverage across Maine metros including Portland, Bangor, and Maine. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Maine metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Maine property tax | 1.2% |
| Maine state income tax | 7.15% |
Dominion Financial Services strengths in Maine
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Maine. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Portland is the top investor market in Maine and falls within Dominion Financial Services national coverage. Portland property tax follows the Maine state rate of 1.2 percent. Dominion Financial Services typically underwrites Portland acquisitions at standard rate sheets.
Yes. Bangor ranks among the larger Maine investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Bangor matters for property selection.
Dominion Financial Services applies the same rate sheet across Maine metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Portland, Bangor, and Maine all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Maine seasonal rental market. Coastal STR potential. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Maine.
Maine allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
For Maine DSCR borrowers, Dominion Financial Services is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.