Dominion Financial Services for Massachusetts investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Massachusetts context
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight.
How Dominion Financial Services positions in Massachusetts
The Massachusetts lender pool for DSCR includes Dominion Financial Services among the active platforms. Massachusetts top metros (Boston, Worcester, Springfield) see meaningful Dominion Financial Services loan volume.
City-level coverage in Massachusetts
Dominion Financial Services provides DSCR coverage across Massachusetts metros including Boston, Worcester, and Springfield. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Massachusetts metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Massachusetts property tax | 1.2% |
| Massachusetts state income tax | 9% |
Dominion Financial Services strengths in Massachusetts
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Massachusetts. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Boston is the top investor market in Massachusetts and falls within Dominion Financial Services national coverage. Boston property tax follows the Massachusetts state rate of 1.2 percent. Dominion Financial Services typically underwrites Boston acquisitions at standard rate sheets.
Yes. Worcester ranks among the larger Massachusetts investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Worcester matters for property selection.
Dominion Financial Services applies the same rate sheet across Massachusetts metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Boston, Worcester, and Springfield all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Massachusetts triple-decker market produces multi-unit DSCR economics. Boston DSCR tight. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Massachusetts.
Massachusetts allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
For Massachusetts DSCR borrowers, Dominion Financial Services is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.