Dominion Financial Services for Mississippi investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Mississippi context
Mississippi deep cash flow market. Gulf Coast STR active.
How Dominion Financial Services positions in Mississippi
Mississippi is well covered by national DSCR lenders, with Dominion Financial Services as one option. Where Dominion Financial Services differentiates: experienced underwriting. Where it competes: rates 9.5 to 12.5 percent against peer programs.
City-level coverage in Mississippi
Dominion Financial Services provides DSCR coverage across Mississippi metros including Jackson, Gulfport, and Hattiesburg. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Mississippi metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Mississippi property tax | 0.8% |
| Mississippi state income tax | 4.7% |
Dominion Financial Services strengths in Mississippi
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Mississippi. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Jackson is the top investor market in Mississippi and falls within Dominion Financial Services national coverage. Jackson property tax follows the Mississippi state rate of 0.8 percent. Dominion Financial Services typically underwrites Jackson acquisitions at standard rate sheets.
Yes. Gulfport ranks among the larger Mississippi investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Gulfport matters for property selection.
Dominion Financial Services applies the same rate sheet across Mississippi metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Jackson, Gulfport, and Hattiesburg all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Mississippi deep cash flow market. Gulf Coast STR active. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Mississippi.
Mississippi allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in Mississippi works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.