Dominion Financial Services for Montana investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Montana context
Montana DSCR tight after recent appreciation. Bozeman strong growth from Yellowstone proximity.
How Dominion Financial Services positions in Montana
Within Montana, Dominion Financial Services competes alongside other DSCR lenders. Dominion Financial Services strengths: experienced underwriting, distressed property comfort. The low aggregate DSCR economics of Montana create demand for Dominion Financial Services programs in Billings and Bozeman particularly.
City-level coverage in Montana
Dominion Financial Services provides DSCR coverage across Montana metros including Billings, Bozeman, and Missoula. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Montana metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Montana property tax | 0.8% |
| Montana state income tax | 6.75% |
Dominion Financial Services strengths in Montana
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Montana. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Billings is the top investor market in Montana and falls within Dominion Financial Services national coverage. Billings property tax follows the Montana state rate of 0.8 percent. Dominion Financial Services typically underwrites Billings acquisitions at standard rate sheets.
Yes. Bozeman ranks among the larger Montana investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Bozeman matters for property selection.
Dominion Financial Services applies the same rate sheet across Montana metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Billings, Bozeman, and Missoula all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Montana DSCR tight after recent appreciation. Bozeman strong growth from Yellowstone proximity. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Montana.
Montana allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in Montana works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.