Dominion Financial Services for New Mexico investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
New Mexico context
New Mexico steady DSCR. Santa Fe historic STR market.
How Dominion Financial Services positions in New Mexico
The New Mexico lender pool for DSCR includes Dominion Financial Services among the active platforms. New Mexico top metros (Albuquerque, Santa Fe, Las Cruces) see meaningful Dominion Financial Services loan volume.
City-level coverage in New Mexico
Dominion Financial Services provides DSCR coverage across New Mexico metros including Albuquerque, Santa Fe, and Las Cruces. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across New Mexico metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| New Mexico property tax | 0.8% |
| New Mexico state income tax | 5.9% |
Dominion Financial Services strengths in New Mexico
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including New Mexico. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Albuquerque is the top investor market in New Mexico and falls within Dominion Financial Services national coverage. Albuquerque property tax follows the New Mexico state rate of 0.8 percent. Dominion Financial Services typically underwrites Albuquerque acquisitions at standard rate sheets.
Yes. Santa Fe ranks among the larger New Mexico investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Santa Fe matters for property selection.
Dominion Financial Services applies the same rate sheet across New Mexico metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Albuquerque, Santa Fe, and Las Cruces all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
New Mexico steady DSCR. Santa Fe historic STR market. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in New Mexico.
New Mexico allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in New Mexico works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.