Dominion Financial Services for North Dakota investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
North Dakota context
North Dakota steady DSCR. Oil/gas economy volatile.
How Dominion Financial Services positions in North Dakota
The North Dakota lender pool for DSCR includes Dominion Financial Services among the active platforms. North Dakota top metros (Fargo, Bismarck, North Dakota) see meaningful Dominion Financial Services loan volume.
City-level coverage in North Dakota
Dominion Financial Services provides DSCR coverage across North Dakota metros including Fargo, Bismarck, and North Dakota. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across North Dakota metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| North Dakota property tax | 1% |
| North Dakota state income tax | 2.9% |
Dominion Financial Services strengths in North Dakota
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including North Dakota. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Fargo is the top investor market in North Dakota and falls within Dominion Financial Services national coverage. Fargo property tax follows the North Dakota state rate of 1 percent. Dominion Financial Services typically underwrites Fargo acquisitions at standard rate sheets.
Yes. Bismarck ranks among the larger North Dakota investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Bismarck matters for property selection.
Dominion Financial Services applies the same rate sheet across North Dakota metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Fargo, Bismarck, and North Dakota all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
North Dakota steady DSCR. Oil/gas economy volatile. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in North Dakota.
North Dakota allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
North Dakota investors considering Dominion Financial Services should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.