Dominion Financial Services for Oregon investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Oregon context
Oregon SB 608 statewide rent control. DSCR economics challenged.
How Dominion Financial Services positions in Oregon
Within Oregon, Dominion Financial Services competes alongside other DSCR lenders. Dominion Financial Services strengths: experienced underwriting, distressed property comfort. The low aggregate DSCR economics of Oregon create demand for Dominion Financial Services programs in Portland and Eugene particularly.
City-level coverage in Oregon
Dominion Financial Services provides DSCR coverage across Oregon metros including Portland, Eugene, and Salem. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Oregon metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Oregon property tax | 1% |
| Oregon state income tax | 9.9% |
Dominion Financial Services strengths in Oregon
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Oregon. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Portland is the top investor market in Oregon and falls within Dominion Financial Services national coverage. Portland property tax follows the Oregon state rate of 1 percent. Dominion Financial Services typically underwrites Portland acquisitions at standard rate sheets.
Yes. Eugene ranks among the larger Oregon investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Eugene matters for property selection.
Dominion Financial Services applies the same rate sheet across Oregon metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Portland, Eugene, and Salem all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Oregon SB 608 statewide rent control. DSCR economics challenged. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Oregon.
Oregon allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Dominion Financial Services in Oregon works for the right borrower-deal combination. Match the lender to your deal characteristics.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.