Dominion Financial Services for Pennsylvania investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Pennsylvania context
Pennsylvania low state income tax. Philadelphia rowhouse and Pittsburgh markets produce strong DSCR cash flow.
How Dominion Financial Services positions in Pennsylvania
The Pennsylvania lender pool for DSCR includes Dominion Financial Services among the active platforms. Pennsylvania top metros (Philadelphia, Pittsburgh, Allentown) see meaningful Dominion Financial Services loan volume.
City-level coverage in Pennsylvania
Dominion Financial Services provides DSCR coverage across Pennsylvania metros including Philadelphia, Pittsburgh, and Allentown. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Pennsylvania metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Pennsylvania property tax | 1.6% |
| Pennsylvania state income tax | 3.07% |
Dominion Financial Services strengths in Pennsylvania
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Pennsylvania. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Philadelphia is the top investor market in Pennsylvania and falls within Dominion Financial Services national coverage. Philadelphia property tax follows the Pennsylvania state rate of 1.6 percent. Dominion Financial Services typically underwrites Philadelphia acquisitions at standard rate sheets.
Yes. Pittsburgh ranks among the larger Pennsylvania investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Pittsburgh matters for property selection.
Dominion Financial Services applies the same rate sheet across Pennsylvania metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Philadelphia, Pittsburgh, and Allentown all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Pennsylvania low state income tax. Philadelphia rowhouse and Pittsburgh markets produce strong DSCR cash flow. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Pennsylvania.
Pennsylvania allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Pennsylvania investors considering Dominion Financial Services should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.