Dominion Financial Services for South Carolina investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
South Carolina context
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state.
How Dominion Financial Services positions in South Carolina
South Carolina is well covered by national DSCR lenders, with Dominion Financial Services as one option. Where Dominion Financial Services differentiates: experienced underwriting. Where it competes: rates 9.5 to 12.5 percent against peer programs.
City-level coverage in South Carolina
Dominion Financial Services provides DSCR coverage across South Carolina metros including Charleston, Columbia, and Greenville. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across South Carolina metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| South Carolina property tax | 0.6% |
| South Carolina state income tax | 6.5% |
Dominion Financial Services strengths in South Carolina
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including South Carolina. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Charleston is the top investor market in South Carolina and falls within Dominion Financial Services national coverage. Charleston property tax follows the South Carolina state rate of 0.6 percent. Dominion Financial Services typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Columbia ranks among the larger South Carolina investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Columbia matters for property selection.
Dominion Financial Services applies the same rate sheet across South Carolina metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Columbia, and Greenville all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
South Carolina low property tax. Charleston and Myrtle Beach STR active. Strong investor-friendly state. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in South Carolina.
South Carolina allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
For South Carolina DSCR borrowers, Dominion Financial Services is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.