Dominion Financial Services for Vermont investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
Vermont context
Vermont ski STR (Stowe, Killington). DSCR tight on acquisition prices.
How Dominion Financial Services positions in Vermont
Vermont is well covered by national DSCR lenders, with Dominion Financial Services as one option. Where Dominion Financial Services differentiates: experienced underwriting. Where it competes: rates 9.5 to 12.5 percent against peer programs.
City-level coverage in Vermont
Dominion Financial Services provides DSCR coverage across Vermont metros including Burlington, Montpelier, and Vermont. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across Vermont metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| Vermont property tax | 1.8% |
| Vermont state income tax | 8.75% |
Dominion Financial Services strengths in Vermont
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including Vermont. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Burlington is the top investor market in Vermont and falls within Dominion Financial Services national coverage. Burlington property tax follows the Vermont state rate of 1.8 percent. Dominion Financial Services typically underwrites Burlington acquisitions at standard rate sheets.
Yes. Montpelier ranks among the larger Vermont investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Montpelier matters for property selection.
Dominion Financial Services applies the same rate sheet across Vermont metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Burlington, Montpelier, and Vermont all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
Vermont ski STR (Stowe, Killington). DSCR tight on acquisition prices. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in Vermont.
Vermont allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
Vermont investors considering Dominion Financial Services should verify current rate sheets directly and confirm specific submarket coverage.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.