Dominion Financial Services for West Virginia investors
Dominion Financial Services is an established lender with comfort on distressed properties and flexibility on borrower credit profiles.
West Virginia context
West Virginia deep cash flow market. Low entry prices.
How Dominion Financial Services positions in West Virginia
West Virginia is well covered by national DSCR lenders, with Dominion Financial Services as one option. Where Dominion Financial Services differentiates: experienced underwriting. Where it competes: rates 9.5 to 12.5 percent against peer programs.
City-level coverage in West Virginia
Dominion Financial Services provides DSCR coverage across West Virginia metros including Charleston, Morgantown, and Huntington. Within each metro, submarket variation drives deal-specific underwriting more than lender selection. Dominion Financial Services program terms apply uniformly across West Virginia metros; the specific deal characteristics determine final pricing.
Terms and pricing
| Loan type | DSCR non-QM institutional |
|---|---|
| Products | fix-and-flip, bridge, rental |
| Loan size | $50K - $5.0M |
| Rates | 9.5%-12.5% |
| Points | 1.5 - 4 |
| Max LTV | 75% of ARV |
| Term lengths | 6-18 months |
| Typical close time | 7-14 days typical |
| West Virginia property tax | 0.6% |
| West Virginia state income tax | 5.12% |
Dominion Financial Services strengths in West Virginia
- experienced underwriting
- distressed property comfort
- flexible on credit
Ideal borrower: Investor on distressed deals or with credit hair
FAQ
Yes, operates nationally including West Virginia. Dominion Financial Services is based in Baltimore, MD and operates nationally.
Charleston is the top investor market in West Virginia and falls within Dominion Financial Services national coverage. Charleston property tax follows the West Virginia state rate of 0.6 percent. Dominion Financial Services typically underwrites Charleston acquisitions at standard rate sheets.
Yes. Morgantown ranks among the larger West Virginia investor metros and sees consistent DSCR loan volume from Dominion Financial Services. Submarket variation within Morgantown matters for property selection.
Dominion Financial Services applies the same rate sheet across West Virginia metros. Pricing variation comes from property-specific factors rather than metro location within the same state. Charleston, Morgantown, and Huntington all qualify for the same Dominion Financial Services program.
Dominion Financial Services indicative DSCR rate range is 9.5 to 12.5 percent with 1.5 to 4 points.
West Virginia deep cash flow market. Low entry prices. Dominion Financial Services follows standard business-purpose loan structures.
Dominion Financial Services funds fix-and-flip, bridge, rental in West Virginia.
West Virginia allows standard DSCR prepay structures; Dominion Financial Services typically uses 3-5 year step down.
Dominion Financial Services typical close: 7-14 days typical.
Bottom line
For West Virginia DSCR borrowers, Dominion Financial Services is one option among many. Compare against 2-3 lender programs before committing.
Independent directory listing. DSCR Loan Program is not affiliated with Dominion Financial Services.