Overview
Park Place Finance is a direct DSCR lender licensed in most states with a 640 minimum credit score. The company does not publish minimum DSCR, loan size, LTV, or rate figures in the sources reviewed.
Park Place Finance's headquarters and founding year are not publicly published. They operate in most states and offer rental DSCR financing. Their loan amount range runs from — to —.
Key terms at a glance
| Loan type | Hard money / non-QM institutional |
|---|---|
| Products | rental DSCR |
| Geographic coverage | most states |
| Loan size | — – — |
| Interest rate range | Not publicly published — quoted per deal |
| Origination points | Not publicly published |
| Minimum credit score | 640 |
| How to access | Direct |
| Max LTV | Not publicly published |
| Max LTC | Not publicly published |
| Term lengths | Not publicly published |
| Typical close time | Not publicly published |
Strengths
- Direct DSCR lender
- 640 minimum credit score
- Licensed in most states
Ideal borrower
Investor with a 640+ credit score seeking a direct DSCR lender with broad state coverage.
How Park Place Finance compares
As an institutional non-QM lender, Park Place Finance's underwriting is templated and predictable. That is fast for a borrower who fits the box and inflexible for one who does not.
Coverage is the constraint most investors hit first. Park Place Finance serves most states, and lender licensing changes often enough that it is worth confirming your state before you get far into a file. Our state-by-state pages for Park Place Finance cover the rules that differ by state — prepayment penalties, entity vesting and foreclosure mechanics.
Other lenders investors compare against
- The full lender directory — every lender we track, with terms side by side
- How DSCR qualification works — the ratio every one of these lenders underwrites to
- DSCR calculator — check coverage before you apply anywhere
Park Place Finance FAQ
Park Place Finance serves most states. Coverage changes as licensing changes, so confirm your state directly with the lender before relying on it.
Park Place Finance does not publish a rate sheet. Pricing is quoted per deal and depends on credit, leverage, coverage ratio and experience. Request a quote directly.
Park Place Finance's typical minimum loan is —, with maximum loan size up to —.
Park Place Finance's typical close timeline is Not publicly published. Fast-close depends on documentation quality, title clarity, and underwriting load.
Park Place Finance offers rental DSCR financing. They also do DSCR rental refinance, which makes them a one-stop shop for BRRRR strategies.
Investor with a 640+ credit score seeking a direct DSCR lender with broad state coverage.
This review is an independent directory listing. DSCR Loan Program is not affiliated with Park Place Finance, receives no payment for placement, and does not rank lenders in exchange for compensation. Rates, terms, and eligibility are determined by the lender and subject to change. Always verify current pricing directly with the lender before relying on any specifics.